Give every employee around-the-clock virtual care, and put payroll tax dollars to work for your people. It runs alongside the health plan and payroll you already have.
Illustration only, based on up to $640 per enrolled employee per year. Results vary by state, pay levels, participation and plan design. Exact figures come from a written proposal.
Written proposal firstSee your numbers before you decide.
Licensed administratorsPlan documents and payroll setup handled.
CPA review welcomeWe ask your advisors to check it.
Nothing replacedYour insurance, broker and payroll stay.
How it works
How does the program work?
Book a free call
A 15-minute conversation with a founder to see whether your company fits.
Share your headcount
Send a simple employee census. It takes about five minutes.
Review your proposal
A licensed administrator models your savings in writing for you and your CPA.
Enroll your team
The administrator handles enrollment and payroll setup.
The mechanics
Where do the savings come from?
A pre-tax election
Through a Section 125 cafeteria plan, part of each paycheck is set aside before taxes.
Access to care
Employees and their families gain virtual primary care, urgent care, mental health and pharmacy benefits.
Lower taxable wages
Qualified medical reimbursements are not treated as wages, which can lower payroll taxes for employer and employee.
How this applies to your company depends on plan design. Your administrator documents it in your written proposal.
On the paycheck
What changes on a paycheck?
Gross pay stays the same. A pre-tax election lowers taxable wages, the health benefit is added, and payroll taxes can go down for both the employee and the employer.
Illustration of how the plan appears on a pay stub. It is not a projection. Your written proposal shows real figures for your payroll.
PAY STATEMENTILLUSTRATION
TodayWith the plan
Gross paySameSame
Pre-tax plan electionNoneAdded
Taxable wagesFullLower
Payroll taxesFullLower
Health benefitNoneAdded
Employer payroll taxFullLower
Who it's for
Built for teams that keep a business running
Manufacturing, logistics and the tradesRestaurants, retail and hospitalityOffices, clinics and professional firms
VIRTUAL CARE · 24/7Doctor available nowConnect in minutes
PHARMACYPrescription readyLow or no cost generics
MENTAL HEALTHSession bookedThursday, 6:30 PM
WELLNESSCoach replied1 new message
For employees
Every benefit in one place
Employees keep their current coverage and gain everyday care on top of it, for themselves and their families.
Virtual doctor visits, day or night
Low-cost or no-cost generic prescriptions
Mental health support
Wellness programs and coaching
Services and copays vary by administrator and plan design.
Compliance
Every dollar of savings comes with documentation
You and your advisors see the plan documents and the numbers in writing before anything is signed.
Built on existing tax code
The plan pairs a Section 125 cafeteria plan with a self-insured medical reimbursement arrangement.
Run by a licensed administrator
Plan documents, employee notices and payroll instructions are prepared and maintained for you.
Reviewed by your advisors
We ask every employer to have their CPA or benefits attorney review the proposal before signing.
Questions
Answers before you call
What is a self-insured medical reimbursement plan?
It is an employer-sponsored benefit that reimburses employees for eligible medical care. It works together with a Section 125 cafeteria plan, so participation uses pre-tax dollars. A licensed third-party administrator designs and runs the plan for you.
Does this replace our current health insurance?
No. The plan runs alongside the coverage you already offer. Your insurance carrier, your broker and your payroll provider all stay the same.
What does it cost the employer?
The plan is designed so that lower payroll taxes can offset its cost. You see the projected figures for your company in a written proposal before you commit to anything.
Who qualifies?
Employers with W-2 employees. Minimum team size varies by administrator, and we confirm your fit on the first call.
Is it compliant?
Plan design matters. The IRS has challenged arrangements that pay benefits without real medical expenses behind them. That is why every proposal comes with the plan documents and legal basis, and why we ask you to have your CPA or benefits attorney review it before you sign.
How long does setup take?
Timing depends on the administrator and your payroll provider. Your proposal includes a launch schedule, and most of the setup work is handled for you.
Free intro call
See how the program helps you and your employees
A free 15-minute call with a founder. We'll explain how the program works, confirm whether your company fits and tell you what a proposal would involve. No cost and no obligation.
You speak with a founder, not a call center
You leave knowing if it fits your team size
You decide after seeing written numbers
EverlastingBENEFITS GROUP
Savings assessment · 1 minute · 2 steps
This form provides general information, not tax or legal advice. No cost and no obligation.
Prefer to talk first?
Your savings estimate
Your estimate
Estimated employer savings per year, up to
$0per month
$0over five years
0employees with added care
$640per enrolled employee, per year
What happens next
We call you
Within one business day, to confirm your headcount and answer questions.
You send a census
A simple employee list. It takes about five minutes.
You get a written proposal
Exact figures from a licensed administrator, ready for your CPA to review.
This is a preview, so your details were not saved or sent. Estimates are not guaranteed and vary by state, payroll and plan design.
EverlastingBENEFITS GROUP
Benefits Partner program
Introduce business owners. We handle the rest.
Benefits Partners connect employers with our team. You make the introduction, we run the meetings, and a licensed administrator builds the plan. You are paid on the clients you refer.
You introduceShare an employer you know who has W-2 employees.
We presentOur founders run the call and request the proposal.
You earnYou are paid on referred clients that enroll, as set out in your partner agreement.
A good fit if you are
A CPA, bookkeeper or payroll professional
An insurance or benefits broker
A consultant or advisor to business owners
Well connected in your local business community
Partners are independent contractors, not employees. There is no fee to join and no purchase required. Earnings depend on your own referrals and are not guaranteed. Some activities may require a state insurance license, which we review with you before you start.
Apply · 1 minute · 2 steps
Application received
Thank you
Here is what happens next.
Intro callA founder contacts you within one business day.
Partner agreementYou review the terms, including how and when you are paid.
OnboardingYou get training, approved language and a simple way to submit introductions.
This is a preview, so your application was not saved or sent.
EverlastingBENEFITS GROUP
Draft for attorney review. Bracketed items need your details. Do not publish until a licensed attorney has reviewed these documents.
Privacy Policy
Effective [date]
1. Who we are
Everlasting Benefits Group ("we", "us") introduces employers to third-party administrators of employee benefit plans. This policy explains what we collect through this website and how we use it.
2. What we collect
Information you give us: your name, company, work email, phone number, number of employees, payroll provider and anything you write in a message. Information collected automatically: browser and device type, approximate location from your IP address, pages viewed and how you arrived at the site.
3. How we use it
To prepare estimates, schedule and hold calls, request proposals from plan administrators on your behalf, respond to questions, credit a referring partner, improve the website and meet legal obligations.
4. Calls, email and text messages
If you submit a form, we may call or email you about your request. We send text messages only if you opt in. You can unsubscribe from email with the link in any message and stop texts by replying STOP. We do not sell or share phone numbers or text-message consent with third parties for their marketing.
5. Who we share it with
Plan administrators we work with, so they can prepare a proposal you asked for. The partner who referred you, limited to the status of the referral. Service providers that host our website, forms, scheduling, CRM and analytics. Authorities when the law requires it. A successor if our business is sold or merged. We do not sell personal information.
6. Sensitive information
Please do not send Social Security numbers, medical records or employee health information through this website. Employee census and payroll data are collected later through the administrator's secure process.
7. Cookies and analytics
We use cookies to run the site, measure traffic and attribute referrals, and we may use advertising pixels. You can block cookies in your browser settings.
8. How long we keep it
For as long as we have a business relationship with you and afterward as needed for legal, tax and record-keeping purposes. You can ask us to delete your information.
9. Your choices and rights
You may ask to see, correct or delete the information we hold about you and opt out of marketing. Depending on where you live, you may have additional rights under state privacy law. We honor reasonable requests from any state.
10. Security
We use reasonable safeguards to protect information. No system is completely secure.
11. Children
This site is for businesses. It is not directed to children under 16 and we do not knowingly collect their information.
12. Changes
We will update the effective date when this policy changes and post notice of significant changes on this site.
This website provides general information about employer-sponsored benefit plans and lets you request an estimate or a call. Everlasting Benefits Group is an independent sales representative for third-party plan administrators and may be paid by them when an employer adopts a plan.
2. Not tax, legal or benefits advice
Nothing on this site is tax, legal, accounting, insurance or benefits advice. We are not a plan administrator, insurer, law firm or accounting firm. Talk with your own CPA or attorney before adopting any plan.
3. Estimates are not guarantees
Figures shown by the estimator and elsewhere are illustrations based on general assumptions. Actual results depend on your payroll, your state, employee participation and plan design, and are stated only in a written proposal from a plan administrator. Tax rules can change and the IRS may challenge plans that do not meet its requirements.
4. Plans are provided by others
Any plan you adopt is governed by your agreement with the plan administrator. We are not a party to that agreement and are not responsible for the administrator's services.
5. What you send us
Give us accurate business information. Do not submit Social Security numbers, medical records or other sensitive personal data through this site.
6. Acceptable use
Do not interfere with the site, use it unlawfully, misrepresent an affiliation with us, or copy or republish its content without permission.
7. Our content
The text, design and media on this site belong to Everlasting Benefits Group or its licensors. Names of other companies and programs belong to their owners.
8. Use of artificial intelligence
Video footage and some images on this site were created with generative AI. They are illustrations. The people shown are not real employees, clients or medical providers. Some written content was drafted with AI tools and reviewed by our team. The savings estimator is a simple calculation and does not use AI. We may use AI tools to help draft emails, summarize calls, schedule appointments and answer routine questions. If you interact with an automated assistant, we will tell you it is automated and you can ask for a person. If a call is recorded or transcribed by an AI note-taker, we will tell you at the start of the call. Proposals and plan terms come from people: our team and the licensed plan administrator. AI output is not tax, legal or benefits advice.
9. Links
Sites and services we link to operate under their own terms and privacy policies.
10. No warranties
The site is provided as is, without warranties of any kind, including accuracy, availability or fitness for a particular purpose.
11. Limit of liability
To the fullest extent the law allows, we are not liable for indirect, incidental or consequential damages, lost profits or lost data arising from your use of the site.
12. Indemnification
You agree to cover claims and costs that arise from your misuse of the site or violation of these terms.
13. Governing law and disputes
These terms are governed by the laws of the State of Florida. [Venue and dispute-resolution terms to be set by your attorney.]
14. Changes
We may update these terms by posting a new effective date. Continued use of the site means you accept the current terms.